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General Personal Financial Suggestions

Giano Bernt by Giano Bernt
June 18, 2021
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Personal finance is individual financial status. It’s about how much money you have, and how much you need. It’s about managing your money – today and for tomorrow.

Money is a currency where all world economic functions. Income – expenditure -Bills – Debt – Savings: This is a fact of life. The constant for the most part is an attempt to tip to scales that support savings.

Successful financial management includes planning and storing income and expenses, budgeting, balancing your checkbook, insurance and investment – both in real estate, stock markets, funds or one of the other mechanisms available. You cannot ignore the need to plan your savings, your tax savings and your retirement.

A very interesting way to see assets and liabilities in the following terms:

Assets are everything that makes money or does not change the status of your money in the bank. Responsibility is everything that causes money to flow – whether with a tax excuse, interest or fees.

Budgeting – this ensures that you are financially healthy and developing. It is a good idea to make and use a budget worksheet that allows you to make a detailed expenditure plan and help you find unplanned disadvantages or expenditures.

Some tips useful in planning your finances:

– Handle your own money. If you choose a financial consultant, make sure you understand how your money is managed.

– Save a large amount of interest by selecting a short-term loan period – home / car / private.

– Debt: ideally will not be spoiled, or earlierly repaid.

– Savings: it’s easier to save more if you start early – you can put aside small quantities and for years watching it accumulate and get flowers for you.

– Pension planning: Don’t wait until you start 40 to start. Start today – and ensure a comfortable lifestyle in your old age.
Avoid melting your PF or break your funds.

– It’s best to do an annual / quarterly financial health check.

Giano Bernt

Giano Bernt

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